1Password Review: Family and Business Plans Explained
1Password Families costs $5.99 a month for five people, and Business costs $8.99 per user. This review compares both plans and who each one fits.
By Galactic News Editorial · Published 2026-11-07T16:20:45+00:00 · Updated 2026-11-07T16:20:45+00:00
1Password Review: Family and Business Plans Explained
1Password is a password manager that stores passwords, passkeys, credit cards, and secure notes in encrypted vaults. It runs on macOS, Windows, iOS, Android, and Linux. Browser extensions cover Chrome, Safari, Edge, Firefox, and Brave. This review compares the two plans most readers weigh up: Families and Business. Families costs $5.99 a month, billed yearly, and covers five people. Business costs $8.99 per user a month, billed yearly. Both prices come from 1Password's own pricing pages, checked on 7 November 2026. A 14-day trial is available. No credit card is required to start it. There is no free plan.
What 1Password Does
1Password saves login credentials and fills them in for you. It also creates strong passwords with a built-in generator. Saved items live in vaults. A vault works like a folder with access controls. You can keep a private vault for yourself and share other vaults with family or colleagues. The service stores more than passwords. It holds credit cards, addresses, secure notes, and software licences. It also stores and autofills passkeys. Passkeys replace passwords on sites that support them. Two-factor authentication, biometrics, and passkeys protect the vault itself. All vault data is encrypted end to end with AES 256-bit encryption. Access uses two keys: your account password and a Secret Key. The Secret Key is a long code that only you hold. Data in transit is protected by the secure remote password protocol.
1Password Review: Families Plan
The Families plan costs $5.99 a month, billed yearly. That is $71.88 a year. New customers who subscribe directly on 1Password.com pay $4.49 a month for the first 12 months. The plan covers five people. Each member gets a private vault plus access to shared vaults. The family organiser can manage members, add or remove them, and recover a locked-out member's account. Each member gets 1GB of document storage. The plan includes five guest accounts for sharing a vault with someone outside the family. Watchtower is included. It flags weak, reused, or breached passwords and sites where two-factor authentication is available but not switched on. Travel Mode is included too. It hides vaults you do not mark as safe for travel when you cross a border. Support is available 24/7 by email, forum, or social media.
Families suits households that share streaming logins, Wi-Fi passwords, and utility accounts. Each person keeps private logins separate. Shared vaults hold the accounts everyone needs. The organiser's recovery power matters most for children and older relatives. A forgotten account password does not lock a family member out for good.
Business Plan
The Business plan costs $8.99 per user a month, billed yearly. There is a one-user minimum. It adds the controls a company needs. Single sign-on is included. User and group provisioning works with Azure AD, Google Workspace, Okta, OneLogin, Rippling, and JumpCloud. Admins can set custom policies and monitor access. They can create vault permissions and custom groups. They can generate custom business reports on usage and account activity. Events stream to SIEM tools such as Splunk, Elastic, Sumo Logic, and Panther. The plan includes 20 guest accounts. Each Business user also gets a free Families plan for personal use. Developer tools are included, with SSH key signing, Git commit signing, a CLI, and SDKs. 1Password holds SOC 2 Type II certification. Its security posture is checked by independent third-party audits. Phone support is available Monday to Friday, 9 AM to 5 PM Eastern Time. Organisations with 101 or more users get personalised training and a dedicated Customer Success Manager.
Teams Starter Pack
The Teams Starter Pack costs $2.49 per user a month, billed yearly. It needs a 10-user minimum and covers up to 20 users. It is the middle option for small teams. It includes the core password manager, shared vaults, and admin controls. It includes five guest accounts. It does not include single sign-on. It does not include the advanced reporting and SIEM streaming of the Business plan. A team that outgrows it can move to Business without changing tools. The per-user price looks low, but the 10-user minimum sets the real floor. Ten users cost $24.90 a month on annual billing.
1Password Plans Compared
| Plan | Price (billed yearly) | Users | Guest accounts | Standout feature |
|---|---|---|---|---|
| Individual | $3.99 a month ($2.99 first year) | 1 | 0 | Full password manager for one person |
| Families | $5.99 a month ($4.49 first year) | 5 | 5 | Shared vaults and family recovery |
| Teams Starter Pack | $2.49 per user a month | 10 to 20 | 5 | Low per-user cost for small teams |
| Business | $8.99 per user a month | 1 or more | 20 | SSO, provisioning, SIEM streaming |
All prices above are the monthly equivalents shown on 1Password's pricing pages for annual billing. First-year promotional prices apply only to new customers who subscribe directly on 1Password.com. Monthly billing costs more. Check the monthly toggle on the pricing page before you budget month to month.
Security Features Worth Knowing
Watchtower is the feature you will use most after setup. It checks saved logins against breach data. It flags weak and reused passwords. It points out accounts that could use two-factor authentication. It also flags passkey-ready sites where you still use a password. Travel Mode suits frequent travellers. Mark a vault as safe for travel, switch the mode on, and every other vault leaves your device until you switch it off. Passkey support is mature. Passkeys can be stored, autofilled, and shared in shared vaults. The Secret Key is the part rivals often lack. Even if someone learns your account password, they still need the Secret Key to open your vault. Keep it somewhere safe and separate from the app.
What to Watch
There is no free tier. The 14-day trial is the only way to try it without paying. Prices are quoted as monthly equivalents for annual billing. A Families plan billed yearly costs $71.88 at the regular price. The first-year discount ends after 12 months. Then the bill rises to the regular price. Business has no promotional price listed. Small teams should note the Teams Starter Pack minimum. Ten users is the floor, even if your team has six people. Families covers five members. A sixth person needs an extra seat. 1Password lists additional members at extra cost, so check the current terms before you sign up.
Bottom Line
Families is the best value in the range for a household. Five people, shared vaults, recovery, and Watchtower cost $5.99 a month on annual billing. Business is the right pick for a company that needs single sign-on, provisioning, and audit trails. Teams Starter Pack fits a small team that wants shared vaults without paying for enterprise controls. This assessment is research-based. It draws on 1Password's official pricing pages and published feature lists. No hands-on testing was done for this review.